When there is a need for a single risk to be covered we can arrange for cover for you from a range of underwriters, typically a single policy would be available for credit limits in excess of £100,000. Specific risk policies exist to allow you to insure a single customer, this is particularly useful for companies who have one customer which represents a large proportion of their turnover, where there is a one off contract or the remaining credit customers are a crown or local authority risk.

Specific risk cover is also useful for companies who perhaps only deal with one commercial buyer on credit terms. The cost of a specific risk policy is normally priced on the amount outstanding rather than the turnover of the specific customer insured.

Insurers usually, but not always, are unable to cancel specific account policies. Under this type of policy the cover is insolvency only.